Drugs have side effects. The doctor may give you prescription A to treat one set of symptoms. It then causes you to have other symptoms which requires prescription B. But that then aggravates new symptoms which will require prescription C.
Socialism and Central Planning result in similar unintended consequences. The federal government, in cahoots with the insurance industry, has planned for the management of people's health-care. For many decades, corporations have been awarded tax breaks for providing health-care insurance to its employees. But those workers couldn't get that tax break if purchasing the insurance independently. This started Americans' mentality of dependency on others for health-care benefits.
The unintended side effect is the lack of portability of the insurance if you lose your job. So the government comes up with a new prescription called COBRA (enacted in 1985). Then it comes up with HIPAA (enacted in 1996). These new fixes treat the portability problems, but like the drugs from your doctor, they treat only the symptoms.
The original illness is ignored. GET RID of the tax break for businesses providing insurance. EQUAL the playing field for individuals who want to purchase policies on their own, independent of their employer. Wouldn't you prefer to be empowered over your own health-care, to choose your own doctor, for instance?
Just think how stupid it is, this expectation from our government or our employer to be the sugar daddy dispensing "free" health-care. Hypothetical situation ... would you want your company to siphon off a major portion of your salary for food-care insurance? So now you must go shopping in a company-approved supermarket? And then you have to show your insurance papers to the grocery clerk? And will the insurance cover the purchase of Cheerios? Does it include coffee or tea?
Why have we Americans gotten so duped into this insurance mentality for routine care? Perhaps it's because the elites in Washington D.C. want to use comprehensive insurance as the mechanism for social engineering. Whether its government insurance or private, that entity is in charge of our health-care: choice of doctors, pricing, rationing, etc. Whatever happened to individual responsibility?